Film & TV Producers
Nollywood studios, filmmakers, content creators, and streaming production houses.
Nigeria's Creative Economy
Welcome to
Hibiscus Finance
Company
A CBN-licensed finance company created to support and grow Nigeria's creative economy, delivering innovative financial solutions for creatives and creative enterprises.
Our Product Suite
Two Vaults. One Mandate.
Every product we offer answers one of two questions. We built a vault for each.
CreativeVault · Growth Financing · 3.5% to 4.0% / month
MICRO
CreativeSpark
For individuals
4.0%/mo
≈ 48%/year
MINI
CreativeThrive
Growing businesses
3.75%/mo
≈ 45%/year
MEDIUM
CreativeSummit
Studios, labels
3.5%/mo
≈ 42%/year
Can be held together
TradeVault · Working Capital
Working capital, alongside any tier
Purchase Order Financing (up to 60% of PO) · Invoice Discounting (up to 65% of invoice) · Debt Factoring (up to 50% of invoice) · from 3.5%/month · about 42%/year
Every product reaches all five sectors
Film
Music
Fashion
Gaming
Publishing
Our Clientele
Every Creative. Every Enterprise.
Music Professionals
Artistes, record labels, producers, promoters, and music distribution companies.
Fashion & Design
Designers, fashion houses, textile manufacturers, and luxury retail brands.
Digital & Tech Creatives
App developers, digital agencies, animators, game studios, and creative platforms.
Media & Publishing
Journalists, photographers, publishers, OOH agencies, and digital media houses.
Visual Arts & Culture
Fine artists, galleries, curators, cultural institutions, and heritage enterprises.
Events & Experience
Event companies, concert promoters, festival organisers, and experiential agencies.
Broadcast & Advertising
Radio stations, TV networks, ad agencies, and brand communications firms.
How It Works
From Application to Funding: Without the Red Tape
Apply Online
Complete your application digitally in minutes. No queues, no paper forms, no branch visits.
Creative Assessment
Our team evaluates your enterprise using metrics designed for creatives, not just credit scores.
Tailored Offer
Receive a personalised financial offer built around your project timeline and revenue cycle.
Fund & Grow
Access your funds and grow with a financial partner genuinely invested in your success.
Why Trust Us
Built on Integrity. Powered by Innovation.
CBN Licensed
RC No. 8290170
NDPR Compliant
Regulated Finance Company
Common Questions
Frequently Asked Questions
Quick answers to the questions we hear most. See all FAQs →
Any creative professional or enterprise operating in Nigeria's creative sectors: film, music, fashion, digital, events, publishing. You need a verifiable income source and must meet our standard eligibility criteria.
No. We do not require a minimum account balance. Eligibility is assessed on income, cash flow, and business viability, not your balance.
Yes. We are one of the very few finance companies in Nigeria that recognises music catalogues, film rights, royalty streams, and publishing contracts as legitimate primary collateral.
Yes. Hibiscus Finance Company Limited is licensed and regulated by the Central Bank of Nigeria as a Finance Company, subject to regular CBN examination and off-site surveillance.