Legal
Terms & Conditions
The terms governing your use of the Hibiscus Finance Company website and services.
Terms and Conditions of Use
1. Acceptance
By accessing or using the Hibiscus Finance Company website at https://hibiscusfcl.com ("Site"), you agree to be bound by these Terms and Conditions. If you do not agree, please do not use the Site.
2. About Us
Hibiscus Finance Company Limited is a finance company licensed by the Central Bank of Nigeria (CBN). Our registered office is at 10 Engineering Close, Off Idowu Taylor, Victoria Island, Lagos, Nigeria. RC No. 8290170.
3. Nature of Information
Content on this Site is provided for general information purposes only. Nothing on this Site constitutes: a financial offer or advice; a commitment to provide any financial product or service; a guarantee of availability or approval; or legal, tax, or investment advice. All financial products described are subject to eligibility assessment, credit approval, and full terms disclosed at the point of application.
4. Intellectual Property
All content on this Site, including text, graphics, logos, the Hibiscus Finance brand identity, and the hibiscus mark, is the property of Hibiscus Finance Company Limited and is protected by Nigerian and international intellectual property laws. You may not reproduce, distribute, or create derivative works from any content on this Site without prior written consent.
5. Third-Party Links
This Site may contain links to third-party websites. We are not responsible for the content, accuracy, or privacy practices of any third-party sites. Links do not constitute endorsement.
6. Limitation of Liability
To the extent permitted by applicable law, Hibiscus Finance Company Limited shall not be liable for any direct, indirect, incidental, consequential, or special damages arising from your use of this Site or reliance on information contained herein.
7. Disclaimer
This Site is provided on an "as is" basis. We make no warranties, express or implied, regarding the accuracy, completeness, or availability of the Site or its content. We reserve the right to modify or withdraw any content at any time without notice.
8. Privacy
Your use of this Site is also governed by our Privacy Policy, which is incorporated into these Terms by reference.
9. Complaints
Complaints regarding our products and services should be directed to complaints@hibiscusfcl.com.
10. Governing Law
These Terms are governed exclusively by the laws of the Federal Republic of Nigeria. Any disputes shall be subject to the exclusive jurisdiction of the courts of Nigeria.
11. Changes to These Terms
We may update these Terms from time to time. The "Last Updated" date above reflects the most recent revision. Continued use of the Site after any changes constitutes acceptance of the updated Terms.
12. Contact
Legal enquiries: enquiries@hibiscusfcl.com
Hibiscus Finance Company Limited, 10 Engineering Close, Off Idowu Taylor, Victoria Island, Lagos, Nigeria